Who Qualifies for ACA?
You may be eligible to enroll in an ACA health plan if you...
Are a U.S. citizen or legal resident
Do not have access to affordable employer coverage
Fall within certain income bracket (for subsidies)
What is the Affordable Care Act?
The Affordable Care Act (ACA) is a federal law designed to make health insurance more affordable and accessible for individuals and families across the United States. It was signed into law in 2010 and continues to provide critical protections and coverage options for millions of Americans.
Health insurance companies can't deny you coverage or charge you more because of a pre-existing health condition.
All ACA-compliant plans must cover essential health services, including:
Doctor visits - Hospitalization - Prescription Drugs - Maternity Care - Mental Health Services - Preventative Care (vaccines, screenings)
Depending on your income & household size, you may qualify for:
-Premium Tax Credits to lower monthly payments
-Cost-sharing reductions to help with out-of-pocket costs
Most plans include preventative services at no cost, such as annual check-ups, screenings, & immunizations
Insurance plans can't place annual or lifetime limits on coverage for essential health benefits.
Meet your insurance agent
Kyle Shinn
Kyle Shinn started working in the healthcare industry in 2015. Working for one of the largest drug wholesalers in America, one of his responsibilities included educating independent pharmacies on Medicare plan changes year over year. During this time, he discovered his passion for helping people navigate Medicare, which led to becoming a Certified Insurance Broker in Illinois in 2021 with an emphasis in Medicare insurance. Since then, he has become licensed in Iowa, Missouri, Wisconsin, Nebraska, and Michigan.
As an independent broker, Kyle is not beholden to any one insurance company. That means he is free to review all plan options in your area to find the one that best supports your individual healthcare needs. He proudly serves and advocates for your interests, not an insurance company.
